Privacy Policy

The below policies are applicable to data and information collected through Babyproof Me Media Group, Inc. dba www.pennywisedollarwiser.com (“Company,” “we,” “us,” or “our”); all email newsletters published or distributed by us; all apps published by us; and all other interactive features, services, and communications provided by us (collectively “Service” or “Services”), however accessed and/or used, that are operated by us, made available by us, or produced and maintained by us.

Please be advised that the practices described in this Privacy Policy apply only to information gathered online through our Service.  It does not apply to information that you may submit to us offline or by companies or organizations to which we may link or who may link to us.

By using our Service, you are accepting the practices described in our Privacy Policy.  If you do not agree to the terms of this Privacy Policy, please do not use the Service.  We reserve the right to modify or amend the terms of our Privacy Policy from time to time without notice.  Your continued use of our Service following the posting of changes to these terms will mean you accept those changes.

Types of Information Collected
We collect two basic types of information from you in conjunction with your use of the Service: personal information and non-personal information.  Personal information is information that you may supply to us, as described more fully below, i.e., when you register on the Service, upload content, participate in a community, or provide your e-mail address.  Personal information is any information that can individually identify you and includes, among other things, your name, e-mail address, telephone number, postal address, and contact information.  Non-personal information includes information that does not personally identify you, but it may include tracking and usage information about your location, demographics, use of the Service and the Internet.

Personal Information
As a general matter, you can browse the Service without submitting your personal information to us.  However, there are a number of circumstances in which you may supply us with your personal information. The following lists the most common ways in which we may collect your personal information.

  • Registration for an account on the Service
  • Profile information that You provide for Your user profile
  • Sign up to receive alerts, deals, offers or other information via email from us
  • Service related communications, e.g. account verification; technical notification
  • Participation in communities, chat rooms and comment threads, other fora, and other interactive services like creating a collection of stories on the Service
  • Submission of content or other data and information on any part of the Service that permits it
  • Any other place on the Service where you knowingly volunteer personal information

Non-Personal Information
In addition, when you interact with the Service, we may collect certain information that does not identify you individually.  The information is not personally identifiable and will be used to determine how our website is being used.  All of this information is collected to help us create a better, faster, more efficient website and provide you with better content.

Collection of Personal Information From or Through Social Media Sites or Using Your Social Media Login
When you interact with any of our page or account on a social media platform, such as Facebook, Twitter, Google+, Reddit, Instagram, or Pinterest, we may collect the personal information that you make available to us on that page or account including your account ID or “handle.”  However, we will comply with the privacy policies of the corresponding social media platform and we will only collect and store such personal information that we are permitted to collect by these social media platforms.

Use of Cookies
Like many websites, we might place or recognize cookies, small text files, on your browser in order to help us retrieve information vital to providing the best possible service.  Our cookies allow us to recognize you and simplify your user experience.  We will never use cookies to obtain any information from your computer not related to our site.

Minors
Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information at the Site.  We do not knowingly solicit or collect information from visitors under eighteen (18) years of age.  We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Business Partners and Third Parties
We may share your personal information with our business partners or co-marketers from time to time.  Although our treatment of your personal information is governed by this Privacy Policy, the business partner or third party’s treatment of your personal information will be governed by the business partner or third party’s privacy policy.

Third-Party Agents
We have third party agents, subsidiaries, affiliates and partners that perform functions on our behalf, such as hosting, email and communication management, storage, content management tools, analytics, customer service, etc.  These entities have access to the personal information needed to perform their functions and are contractually obligated to maintain the confidentiality and security of that personal information.  They are restricted from using, selling, distributing or altering this data in any way other than to provide the requested services to the Service.

Link To or From Another Website
This Service may contain links to other websites operated by third parties.  Please be advised that the practices described in this Privacy Policy do not apply to information gathered through these other websites.  We are not responsible for the actions and privacy policies of third parties and other websites.

E-mail Communications
E-mail communications sent from us or through us are designed to make your experience more efficient or to provide you with information, offers, and deals that we think may be relevant.  By participating in the Services, you specifically agree to accept and consent to receiving e-mail communications initiated from us or through us.  If you do not wish to receive any of our e-mail communications, please do not use the Services.

How To Opt-Out
You may always opt-out of receiving future e-mail messages and newsletters from us.  You can opt-out by clicking on the “Unsubscribe” link in the footer of any of our emails and following the instructions.

Your California Privacy Rights
Under California Civil Code Section 1798.83, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third party for marketing purposes, please send an e-mail to help@pennywisedollar.com.  Please be advised that where California State residents opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from us, in accordance with applicable law.

Security
All of the information described above is recorded restricted database servers.

Changes to This Policy
As our Service continues to develop, we may add new services and features to our Service. In the event that these additions affect our Privacy Policy, this document will be updated appropriately. We will post those changes prominently so that you will always know what information we gather, how we might use that information and whether we will disclose it to anyone. We do, however, recommend that you read this Privacy Policy each time you use our Service in case you missed our notice of changes to the Privacy Policy. We will not, however, materially change our policies and practices to make them less protective of personal information we have previously collected from you without your express consent.